Hearing Aid Financing
Flexible Ways to Pay for Hearing Aids
Hearing aid financing in Apple Valley, CA is straightforward at Optimum Audiology. We accept all major credit cards and offer two financing options. Cherry has 0% APR options for qualifying patients, a 60-second application, and no hard credit check. CareCredit is also available. We go over costs after your hearing evaluation, once we know what you need. Call or text (760) 503-1700 with questions.
Get Hearing Aids Now, Pay Later
Enjoy True 0% APR Options
Check Your EligibilityPayment options through Cherry are issued by the following financing partners: withcherry.com/financing-partners. Term length, approval amount, 0% APR, and other promotional rates subject to eligibility. See withcherry.com/terms for details.
Insurance, VA, and Workers' Comp Coverage
We accept most major insurance plans, and our billing team verifies your benefits and files claims for you. Eligible Veterans can be seen through the VA Community Care Network, and we're an approved OWCP provider for federal workers. Workers' Compensation cases are welcome too. If you're paying without insurance, you'll receive a Good Faith Estimate under the No Surprises Act before care begins.
Patient Reviews
What patients across the High Desert, Visalia, and La Verne say about their care with Dr. Kristi Mendoza, Au.D.
Expert Hearing Care From the High Desert to Visalia
Dr. Kristi Mendoza, Au.D., has helped patients hear better since 1991, and every plan starts with a thorough hearing evaluation.
Serving Southern & Central California
Four Offices, One Number
Dr. Kristi Mendoza, Au.D., and her team see patients in Apple Valley, Jess Ranch, La Verne, and Visalia. Choose the office closest to you on the map.
- Call or text: (760) 503-1700
- info@optimumaudiology.com
- Doctor of Audiology since 1991
- Real Ear Measurement on every fitting
- VA Community Care & OWCP provider
Optimum Audiology is a great place to go to for my hearing aids. Friendly staff and very helpful. They take care of everything from insurance, to keeping your hearing aids properly working. Thanks for doing a great job for me Optimum Audiology.— Anthony A.
Select a location for more information
Hearing Aid Financing FAQs
Common questions about paying for hearing aids at Optimum Audiology: what they cost, how Cherry and CareCredit work, what insurance covers, and using FSA or HSA funds.
The hearing aid cost depends on your hearing loss, the style you choose, and the technology level. We work with all major manufacturers, including Starkey, ReSound, Phonak, Oticon, Signia, and Widex, and each offers several levels, so there are options for most budgets.
We don't quote a price until we've tested your hearing and talked about where you struggle to hear. Then we go over your options plainly before anything is ordered. Your fitting includes Real Ear Measurement, and follow-up visits in the first month help fine-tune your settings. Call or text (760) 503-1700 to schedule a hearing evaluation.
Cherry is a patient payment plan that lets you split the cost of hearing aids into monthly payments. The application takes about 60 seconds and there's no hard credit check, so applying won't hurt your credit score. 0% APR options are available for qualifying patients.
Once approved, you choose a payment schedule that fits your budget and use it toward hearing aids and related care at any of our four offices. Approval and terms are set by Cherry, not by our office. Ask about Cherry when you call or text (760) 503-1700, and our team will walk you through the steps.
It depends on your plan. Many private and Medicare Advantage plans include a hearing aid benefit or allowance, while others cover only the hearing evaluation. Original Medicare does not pay for hearing aids, though it may cover a diagnostic hearing evaluation in some cases.
We accept most major insurance plans, and our billing team will verify your benefits and explain what's covered before your first appointment. Veterans may be covered through VA Community Care, and federal workers with job-related hearing loss may qualify through OWCP. If your plan leaves a balance, Cherry or CareCredit can spread it out. Call or text (760) 503-1700 with your insurance card handy.
CareCredit is a health care credit card you can use for hearing care, including hearing aids, exams, and repairs. You apply online, and if approved, you can use the card at our offices in Apple Valley, Jess Ranch, La Verne, or Visalia. CareCredit offers promotional financing, such as no-interest plans when the balance is paid in full within the promotional period.
Longer fixed-rate plans are available for larger purchases. Approval and terms come from CareCredit, not our office. You can apply at carecredit.com before your visit. Some patients compare it with Cherry to see which plan fits their budget best.
Usually, yes. Hearing aids, batteries, and many repairs count as qualified medical expenses, so Flexible Spending Account and Health Savings Account dollars can generally be used. Some patients combine FSA or HSA funds with an insurance benefit to lower what they pay out of pocket.
Rules and limits vary by plan and may reset each year, so check with your plan administrator about eligibility and deadlines. Most hearing aid purchases also include a trial period, which gives you time to make sure they work for you. Call or text (760) 503-1700 with questions.